{"id":13394,"date":"2022-01-24T17:31:13","date_gmt":"2022-01-24T10:31:13","guid":{"rendered":"https:\/\/ilovelife.co.id\/blog\/?p=13394"},"modified":"2022-08-10T13:51:36","modified_gmt":"2022-08-10T06:51:36","slug":"bebas-pusing-baca-polis-ini-16-istilah-asuransi-yang-kamu-wajib-tahu","status":"publish","type":"post","link":"https:\/\/ilovelife.co.id\/blog\/bebas-pusing-baca-polis-ini-16-istilah-asuransi-yang-kamu-wajib-tahu\/","title":{"rendered":"Bebas Pusing Baca Polis, Ini 16 Istilah Asuransi yang Kamu Wajib Tahu"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13394\" data-post-id=\"16947\" data-obj-id=\"16947\" class=\"elementor elementor-13394 dce-elementor-post-16947\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50c755e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50c755e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c4d4583\" data-id=\"4c4d4583\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54d67853 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"54d67853\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Bebas Pusing Baca Polis, Ini 16 Istilah Asuransi yang Kamu Wajib Tahu<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b78bda3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2b78bda3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-262effdb\" data-id=\"262effdb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18dc1555 elementor-widget elementor-widget-text-editor\" data-id=\"18dc1555\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">Bagi orang awam, beberapa istilah dalam asuransi memang kerap membingungkan. Apa saja istilah penting yang wajib kita tahu sebelum memutuskan membeli asuransi?<\/span><\/i><\/p><p><strong>Durasi baca: 4 menit<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3ad10413\" data-id=\"3ad10413\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e7b2f02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e7b2f02\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d391bec\" data-id=\"1d391bec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4eba7f17 elementor-align-left elementor-tablet-align-left elementor-widget elementor-widget-post-info\" data-id=\"4eba7f17\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-923bafb elementor-inline-item\" itemprop=\"author\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"elementor-avatar\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/IMG_1374.jpg\" alt=\"Picture of Sari Pranoto\" loading=\"lazy\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\">\n\t\t\t\t\t\t\t\t\t\tSari Pranoto\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-c496674 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t|\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-c97bfc2 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>24 January 2022<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-53eaff0 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t|\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e108f8a elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Finance<\/span>, <span class=\"elementor-post-info__terms-list-item\">Tips Finansial<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-56b73fd1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"56b73fd1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6de848b1\" data-id=\"6de848b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d8273ea dce_masking-none elementor-widget elementor-widget-image\" data-id=\"6d8273ea\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2022\/01\/Bebas-Pusing-Saat-Baca-Ilustrasi-Polis-Inilah-16-Istilah-Penting-Asuransi-yang-Wajib-Kamu-Ketahui-150x150.jpg\" title=\"Bebas-Pusing-Saat-Baca-Ilustrasi-Polis-Inilah-16-Istilah-Penting-Asuransi-yang-Wajib-Kamu-Ketahui\" alt=\"Bebas-Pusing-Saat-Baca-Ilustrasi-Polis-Inilah-16-Istilah-Penting-Asuransi-yang-Wajib-Kamu-Ketahui\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-22b4f43f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"22b4f43f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a5b60b3\" data-id=\"1a5b60b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18c0e560 elementor-widget elementor-widget-text-editor\" data-id=\"18c0e560\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Saat ini, asuransi bukan lagi merupakan hal baru bagi masyarakat Indonesia pada umumnya. Dengan proteksi yang diberikannya, kita tahu bahwa produk-produk asuransi membawa begitu banyak manfaat ke dalam hidup kita. Meski demikian, sebagai orang yang baru mengenal asuransi, kadang beberapa dari kita dipusingkan dengan istilah-istilah yang ada di dalamnya. Baik pada brosur, ilustrasi asuransi, atau dari penjelasan agen asuransi.<\/span><\/p><p><span style=\"font-weight: 400;\">Nah, apa saja sih sebenarnya istilah-istilah penting seputar asuransi yang harus kita tahu sebelum bertransaksi? Simak ulasan lengkapnya berikut ini. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd36c56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd36c56\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b5d9c39\" data-id=\"b5d9c39\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a5c3d1 elementor-widget elementor-widget-heading\" data-id=\"0a5c3d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Istilah Asuransi Secara Umum<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fc901e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fc901e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a4a3872\" data-id=\"5a4a3872\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d0fd052 elementor-widget elementor-widget-text-editor\" data-id=\"4d0fd052\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>1. Pemilik Polis dan Tertanggung<\/b><\/p><p><span style=\"font-weight: 400;\">Meski kerap dianggap sama, sebenarnya kedua istilah ini memiliki perbedaan yang mendasar. <\/span><b>Pemilik Polis<\/b><span style=\"font-weight: 400;\"> adalah pihak yang mengikatkan diri dalam sebuah kontrak dengan perusahaan asuransi tertentu, untuk mendapatkan proteksi bagi dirinya sendiri maupun bagi tertanggung. Sedangkan, <\/span><b>Tertanggung<\/b><span style=\"font-weight: 400;\"> adalah pihak yang namanya tertera di polis untuk menerima jaminan penggantian kerugian atau uang pertanggungan dari pihak penyedia asuransi.<\/span><\/p><p><b>2. Premi Asuransi<\/b><\/p><p><b>Premi<\/b> <b>Asuransi <\/b><span style=\"font-weight: 400;\">adalah iuran yang harus dibayarkan oleh pemilik polis kepada perusahaan asuransi tiap bulan, sesuai dengan tanggal jatuh tempo yang sudah disepakati. Besaran Premi Asuransi setiap Tertanggung pun beragam. Ada beberapa hal yang menentukan besaran Premi Asuransi, seperti: jenis kelamin, usia, riwayat kesehatan, gaya hidup (perokok atau tidak), profesi, dan jenis perlindungan yang diinginkan oleh Tertanggung. Semakin lengkap cakupan proteksi yang diinginkan oleh tertanggung, maka akan semakin tinggi juga harga preminya.<\/span><\/p><p><span style=\"font-weight: 400;\">Sebagai contoh, premi asuransi untuk perempuan berusia 60 tahun biasanya akan lebih tinggi dibanding laki-laki berusia 20 tahun. Atau, premi asuransi kesehatan yang mencakup penggantian biaya rumah sakit umumnya akan lebih tinggi dibanding premi asuransi jiwa yang hanya memberikan perlindungan dari risiko meninggal dunia saja.<\/span><\/p><p><span style=\"font-weight: 400;\">Termin pembayaran premi setiap perusahaan asuransi beragam. Pilihan yang lazim tersedia adalah pembayaran bulanan dan tahunan.<\/span><\/p><p><b>3. Unit link<\/b><\/p><p><span style=\"font-weight: 400;\">Dikutip dari laman resmi OJK, <\/span><b>Unit Link<\/b><span style=\"font-weight: 400;\"> adalah jenis asuransi yang mengkombinasikan <\/span><i><span style=\"font-weight: 400;\">whole life insurance<\/span><\/i><span style=\"font-weight: 400;\"> (asuransi permanen\/asuransi jiwa seumur hidup) dengan produk investasi. Pada asuransi <\/span><i><span style=\"font-weight: 400;\">unit link<\/span><\/i><span style=\"font-weight: 400;\">, akan ada sejumlah bagian premi yang dialokasikan oleh perusahaan asuransi untuk dikelola oleh manajer investasi atau ahli investasi perusahaan dalam berbagai instrumen investasi, seperti instrumen pendapatan tetap, pasar uang, dan saham.<\/span><\/p><p><span style=\"font-weight: 400;\">Dana hasil nilai investasi dari asuransi <\/span><i><span style=\"font-weight: 400;\">unit link <\/span><\/i><span style=\"font-weight: 400;\">dapat digunakan sebagai pengganti biaya premi apabila pemilik polis cuti premi. Namun, jika sampai masa pertanggungan berakhir dan pemilik polis tidak pernah cuti premi, maka dana hasil nilai investasi akan diberikan kepada pemilik polis atau penerima manfaat.<\/span><\/p><p><b><i>4. Rider<\/i><\/b><\/p><p><b><i>Rider <\/i><\/b><span style=\"font-weight: 400;\">adalah produk asuransi tambahan untuk memberikan perlindungan ekstra dari polis asuransi dasar yang dimiliki. Misalnya, selain mendapatkan perlindungan jiwa dari produk AVA iBright Protector, kamu bisa menambahkan <\/span><i><span style=\"font-weight: 400;\">rider <\/span><\/i><span style=\"font-weight: 400;\">Medicare Premier agar mendapatkan penggantian biaya rawat inap dan biaya operasi di rumah sakit.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e469593 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e469593\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f742e0\" data-id=\"3f742e0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-848aac2 elementor-widget elementor-widget-text-editor\" data-id=\"848aac2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Baca Juga: <a href=\"https:\/\/ilovelife.co.id\/blog\/berniat-beli-asuransi-jiwa-pastikan-kamu-paham-6-prinsip-ini-sebelum-bertransaksi\/\"><b>Berniat Beli Asuransi Jiwa? Pastikan Kamu Paham 6 Prinsip Ini Sebelum Bertransaksi<\/b><\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-33c6c868 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33c6c868\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12388fe6\" data-id=\"12388fe6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-540def80 elementor-widget elementor-widget-text-editor\" data-id=\"540def80\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b><i>5. In-force<\/i> dan <i>Lapse<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">Kedua istilah ini berkaitan erat dengan status asuransi seseorang. Status asuransi <\/span><b><i>In-force<\/i><\/b><span style=\"font-weight: 400;\"> memiliki arti bahwa asuransi yang kita miliki berada dalam keadaan aktif dan mengikat secara hukum. Sedangkan, polis <\/span><b><i>Lapse<\/i><\/b><span style=\"font-weight: 400;\"> adalah kebalikan dari status <\/span><i><span style=\"font-weight: 400;\">in-force<\/span><\/i><span style=\"font-weight: 400;\">. Polis <\/span><i><span style=\"font-weight: 400;\">lapse<\/span><\/i><span style=\"font-weight: 400;\"> mengindikasikan bahwa status asuransi kita batal atau mati, karena keterlambatan pembayaran premi yang melampaui masa tenggang.<\/span><\/p><p><b>6. Cuti Premi<\/b><\/p><p><span style=\"font-weight: 400;\">Singkatnya,<\/span><b> Cuti Premi <\/b><span style=\"font-weight: 400;\">adalah<\/span> <span style=\"font-weight: 400;\">fasilitas perusahaan asuransi yang memungkinkan pemilik polis untuk tidak membayarkan premi dalam jangka waktu tertentu, tanpa kehilangan manfaat produk asuransi yang dimilikinya. Meski demikian, bukan berarti kamu mendapatkan premi gratis pada masa tersebut, ya. Premi pengganti biasanya akan diambil dari nilai investasi yang muncul dari investasi <\/span><i><span style=\"font-weight: 400;\">unit link<\/span><\/i><span style=\"font-weight: 400;\"> atau dari iuran premi investasi yang selama ini telah kamu bayarkan.<\/span><\/p><p><b>7. Penebusan Premi (<i>Surrender<\/i>)<\/b><\/p><p><span style=\"font-weight: 400;\">Istilah<\/span><b> Penebusan Premi <\/b><span style=\"font-weight: 400;\">atau<\/span> <b><i>Surrender<\/i><\/b> <span style=\"font-weight: 400;\">mengacu pada kondisi di mana pemilik polis mengakhiri atau membatalkan polis asuransi sebelum masa kontrak perjanjian asuransi berakhir. Misal, seorang pemegang polis memiliki perjanjian kontrak asuransi selama 20 tahun, namun ia membatalkannya pada tahun ke 7, karena kondisi tertentu.<\/span><\/p><p><b><i>8. Free Look Period<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">Setelah membeli produk asuransi, nasabah dan perusahaan asuransi memiliki detail kesepakatan tertulis yang tertuang dalam polis. Setelahnya, pemilik polis akan memiliki waktu 14 hari untuk mempelajarinya dengan saksama. Periode waktu 14 hari inilah yang disebut dengan <\/span><b>Free Look Period<\/b><span style=\"font-weight: 400;\">. Dalam tenggat waktu ini, nasabah berhak membatalkan polis apabila ia tidak menyetujui syarat dan ketentuan yang ada di dalamnya, atas pertimbangan apapun.<\/span><\/p><p><b><i>9. Grace Period<\/i><\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Sesuai dengan namanya, <\/span><b><i>Grace Period<\/i><\/b><span style=\"font-weight: 400;\"> adalah masa tenggang yang diberikan kepada pemilik polis untuk membayar premi tanpa denda, meski telah melewati batas jatuh tempo. Dalam masa tenggang ini, polis akan masih berstatus aktif <\/span><i><span style=\"font-weight: 400;\">(in-force<\/span><\/i><span style=\"font-weight: 400;\">). Lamanya <\/span><i><span style=\"font-weight: 400;\">grace period<\/span><\/i><span style=\"font-weight: 400;\"> yang diberikan oleh masing-masing perusahaan asuransi tentu berbeda-beda. Namun, umumnya <\/span><i><span style=\"font-weight: 400;\">grace period<\/span><\/i><span style=\"font-weight: 400;\"> diberikan selama 30 hari dari sejak jatuh tempo premi.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53ad9e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53ad9e6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10a4e17\" data-id=\"10a4e17\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cec85bf elementor-widget elementor-widget-heading\" data-id=\"cec85bf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Istilah Khusus Dalam Asuransi Jiwa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-552e5b1b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"552e5b1b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3747d463\" data-id=\"3747d463\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64816407 elementor-widget elementor-widget-text-editor\" data-id=\"64816407\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>1. Uang Pertanggungan<\/b><\/p><p><span style=\"font-weight: 400;\">Dalam polis asuransi, kewajiban bukanlah hanya milik nasabah atau pemegang polis. Perusahaan asuransi pun memiliki kewajiban, di mana salah satunya adalah membayarkan uang pertanggungan. <\/span><b>Uang Pertanggungan<\/b><span style=\"font-weight: 400;\"> adalah sejumlah uang yang harus dibayarkan kepada tertanggung atau penerima manfaat, jika pemilik polis mengajukan klaim atas kerugian atau risiko yang dialaminya. Klaim yang diberikan tentu saja akan didasarkan pada polis yang ada dan telah disepakati bersama saat penandatanganan kontrak.<\/span><\/p><p><b>2. Penerima Manfaat<\/b><\/p><p><i><span style=\"font-weight: 400;\">Beneficiary<\/span><\/i><span style=\"font-weight: 400;\"> atau penerima manfaat merupakan salah satu istilah yang lazim muncul saat kita membicarakan asuransi jiwa. <\/span><b>Penerima Manfaat<\/b><span style=\"font-weight: 400;\"> adalah pihak yang menerima uang pertanggungan jika tertanggung meninggal dunia. Dalam menentukan penerima manfaat, kita harus mengacu pada pasal 38 KUH Perdata. Di mana disebutkan bahwa penerima manfaat haruslah mereka yang memiliki hubungan darah atau terikat perkawinan, baik keturunan langsung, saudara, atau keturunan dari saudara.<\/span><\/p><p><b><i>3. Terminal illness<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">Dikutip dari laman <\/span><b>kemkes.go.id<\/b><span style=\"font-weight: 400;\">, <\/span><b><i>terminal illness<\/i><\/b> <span style=\"font-weight: 400;\">atau penyakit terminal adalah suatu keadaan sakit yang menurut akal sehat, tidak ada harapan lagi bagi penderita untuk sembuh dan berujung pada kematian. Beberapa contohnya adalah penyakit kanker, <\/span><i><span style=\"font-weight: 400;\">Congestive Renal Failure<\/span><\/i><span style=\"font-weight: 400;\"> (CRF), <\/span><i><span style=\"font-weight: 400;\">Stroke Multiple Sclerosis<\/span><\/i><span style=\"font-weight: 400;\">, dan juga kecelakaan fatal.<\/span><\/p><p><span style=\"font-weight: 400;\">Sejumlah perusahaan asuransi menyediakan produk yang mencakup perlindungan terhadap <\/span><i><span style=\"font-weight: 400;\">terminal illness<\/span><\/i><span style=\"font-weight: 400;\"> dengan syarat dan ketentuan berbeda-beda. Namun, tidak semua jenis <\/span><i><span style=\"font-weight: 400;\">terminal illness <\/span><\/i><span style=\"font-weight: 400;\">dapat menerima manfaat ini. Pada umumnya, perusahaan asuransi tidak menanggung <\/span><i><span style=\"font-weight: 400;\">terminal illness <\/span><\/i><span style=\"font-weight: 400;\">\u00a0yang disebabkan oleh virus HIV dan penyakit yang disebabkan oleh komplikasi akibat penggunaan alkohol, narkotika, ataupun penyalahgunaan obat-obatan.<\/span><\/p><p><b><i>4. Critical illness<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">Istilah ini mengacu pada manfaat produk asuransi yang memberikan perlindungan kesehatan bagi tertanggung dari risiko penyakit kritis yang dimilikinya. Contohnya, <\/span><i><span style=\"font-weight: 400;\">alzheimer<\/span><\/i><span style=\"font-weight: 400;\">, tumor otak jinak, serangan jantung, luka bakar berat, <\/span><i><span style=\"font-weight: 400;\">stroke<\/span><\/i><span style=\"font-weight: 400;\">, gagal ginjal, dan lain-lain. Umumnya, perusahaan asuransi memiliki daftar khusus penyakit kritis yang termasuk dalam tanggungannya.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1749ad2d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1749ad2d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6fbf253a\" data-id=\"6fbf253a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fbaec11 elementor-widget elementor-widget-text-editor\" data-id=\"6fbaec11\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Baca Juga: <a href=\"https:\/\/ilovelife.co.id\/blog\/gaji-dipotong-bagaimana-cara-agar-tetap-bisa-bayar-premi-asuransi\/\"><b>Gaji Dipotong, Bagaimana Cara agar Tetap Bisa Bayar Premi Asuransi?<\/b><\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c3c1c8b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c3c1c8b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d0f9b55\" data-id=\"3d0f9b55\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e6fa523 elementor-widget elementor-widget-heading\" data-id=\"3e6fa523\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Istilah Khusus Dalam Asuransi Kesehatan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d21ba0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d21ba0e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a0f779a\" data-id=\"5a0f779a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ab044ac elementor-widget elementor-widget-text-editor\" data-id=\"5ab044ac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>1. Santunan Rawat Inap<\/b><\/p><p><span style=\"font-weight: 400;\">Jika bicara tentang proteksi kesehatan, manfaat santunan rawat inap menjadi salah satu hal yang penting untuk dimiliki. Seperti namanya, <\/span><b>Santunan Rawat Inap<\/b><span style=\"font-weight: 400;\"> adalah manfaat asuransi berupa santunan ketika pihak tertanggung harus menjalani proses rawat inap di rumah sakit. Besaran jumlah santunan diatur oleh perusahaan asuransi masing-masing sesuai dengan apa yang tertera dalam polis.<\/span><\/p><p><b>2. Penggantian biaya rawat rumah sakit<\/b><\/p><p><span style=\"font-weight: 400;\">Berbeda dengan santunan rawat inap, <\/span><b>penggantian biaya rawat rumah sakit<\/b><span style=\"font-weight: 400;\"> diberikan kepada tertanggung, baik rawat inap, rawat jalan, maupun operasi. Dengan terus meningkatnya biaya perawatan kesehatan di rumah sakit, manfaat asuransi ini menjadi penting untuk dimiliki.<\/span><\/p><p><b><i>3. One day care<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">Istilah<\/span> <b><i>One Day Care <\/i><\/b><span style=\"font-weight: 400;\">dalam asuransi kesehatan mengacu pada manfaat kepada tertanggung yang menjalani observasi kesehatan atau penanganan kesehatan tertentu dalam jangka waktu pendek, tanpa perlu dilakukan rawat inap. Misalnya, operasi hernia, perawatan observasi kehamilan, dan penanganan jangka pendek lainnya.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-674e030 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"674e030\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aef3ade\" data-id=\"aef3ade\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3078cb2 elementor-widget elementor-widget-heading\" data-id=\"3078cb2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lindungi Diri dan Keluargamu Sekarang Juga<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-546464d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"546464d5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2e13d513\" data-id=\"2e13d513\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38e5d1c2 elementor-widget elementor-widget-text-editor\" data-id=\"38e5d1c2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dengan ulasan di atas, kamu pasti sudah menjadi semakin paham dengan istilah-istilah penting yang ada dalam asuransi, \u2018kan? Jika memang demikian, maka tidak perlu menunda lagi. Segera lindungi diri dan keluargamu dari berbagai risiko finansial yang dapat datang kapan saja. Ingat, pada masa seperti sekarang ini, bukan hanya penting untuk menjaga kesehatan, tapi kita juga harus menjaga kestabilan finansial yang kita miliki.<\/span><\/p><p><span style=\"font-weight: 400;\">Nah, untuk kamu yang masih bingung memilih produk asuransi, kamu tidak perlu khawatir. <\/span><b>Astra Life<\/b><span style=\"font-weight: 400;\"> punya <\/span><i><span style=\"font-weight: 400;\">e-book<\/span><\/i><span style=\"font-weight: 400;\"> panduan bagi para pemula dalam memilih asuransi. Kamu bisa unduh <\/span><i><span style=\"font-weight: 400;\">e-book<\/span><\/i><span style=\"font-weight: 400;\">-nya <\/span><a href=\"https:\/\/astra-life-wi5.mailtrgt.com\/insurance-101-e-book-astra-life?utm_source=blog&amp;utm_medium=article&amp;utm_campaign=seo&amp;utm_content=BebasPusingSaatBacaIlustrasiPolis\"><b>di sini<\/b><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">Yuk, cari tahu lebih lanjut soal proteksi kesehatan dengan mengunjungi situs <\/span><a href=\"https:\/\/www.astralife.co.id\/?utm_source=blog&amp;utm_medium=&amp;utm_campaign=&amp;utm_content=BebasPusingSaatBacaIlustrasiPolis\"><b>astralife.co.id<\/b><\/a><span style=\"font-weight: 400;\"> untuk melihat berbagai pilihan produk asuransi Astra Life lainnya. Jangan lupa juga <\/span><i><span style=\"font-weight: 400;\">follow <\/span><\/i><span style=\"font-weight: 400;\">Instagram <\/span><a href=\"https:\/\/www.instagram.com\/astralifeid\/?utm_source=Instagram&amp;utm_medium=&amp;utm_campaign=&amp;utm_content=BebasPusingSaatBacaIlustrasiPolis\"><b>@astralifeid<\/b><\/a><span style=\"font-weight: 400;\"> untuk mendapatkan tips-tips bermanfaat seputar perlindungan finansial dan kesehatan. Urusan Sehat, No Worries\u00a0 <\/span><b>#iGotYourBack<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-21a81557 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21a81557\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2449eb07\" data-id=\"2449eb07\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34750847 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"34750847\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"69\" height=\"21\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/separator.png\" class=\"attachment-large size-large wp-image-1606\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ec94787 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ec94787\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-42c31fd8\" data-id=\"42c31fd8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c5cdcc2 elementor-widget elementor-widget-text-editor\" data-id=\"1c5cdcc2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Artikel Lainnya<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-706f9d70\" data-id=\"706f9d70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2dbd2047 elementor-align-left elementor-mobile-align-left elementor-widget elementor-widget-post-info\" data-id=\"2dbd2047\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-3712cf5 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Finance<\/span>, <span class=\"elementor-post-info__terms-list-item\">Tips Finansial<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c9186c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c9186c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38e23358\" data-id=\"38e23358\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63f3d82d elementor-hidden-phone elementor-hidden-tablet elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-posts--show-avatar elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"63f3d82d\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17225 post type-post status-publish format-standard category-asuransi category-keluarga category-tips-finansial tag-asuransi-jiwa tag-idul-fitri tag-keluarga tag-lebaran tag-liburan czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/thr-habis-dalam-seminggu-ini-cara-agar-lebaran-tidak-mengganggu-keuangan-tahunan-kamu\/\" >\n\t\t\t\tTHR Habis dalam Seminggu? Ini Cara Agar Lebaran Tidak Mengganggu Keuangan Tahunan Kamu\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Sering merasa uang THR yang ditunggu selama setiap tahun dengan<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tZeidan Afriza\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t11 March 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17184 post type-post status-publish format-standard has-post-thumbnail category-aksi-lovelife category-asuransi category-mind tag-astra-life-donasi tag-asuransi-syariah tag-bulan-ramadan tag-csr tag-flexi-life-syariah czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/ruang-kelas-sd-rusak-donasi-ramadan-3t\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/03\/Image-Blog-atas-2.jpg\" class=\"attachment-large size-large wp-image-17199\" alt=\"\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Aksi Lovelife<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/IMG_1374-150x150.jpg\" width=\"128\" height=\"128\" alt=\"Sari Pranoto\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/ruang-kelas-sd-rusak-donasi-ramadan-3t\/\" >\n\t\t\t\t60% Ruang Kelas SD Rusak: Ramadan Jadi Momentum Donasi Pendidikan Lewat Asuransi Syariah\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ramadan selalu identik dengan kepedulian. Bulan di mana banyak orang<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tSari Pranoto\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 March 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17153 post type-post status-publish format-standard has-post-thumbnail category-asuransi category-keluarga category-pola-makan-sehat category-tips-kesehatan tag-asuransi-jiwa-syariah tag-bulan-puasa tag-flexi-life-syariah tag-kesehatan-tubuh tag-puasa tag-ramadan tag-ramadhan czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/bulan-ramadan-jadi-momen-reset-hidup-yang-lebih-sehat\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/02\/Untitled-design-1.jpg\" class=\"attachment-large size-large wp-image-17156\" alt=\"ramadan hidup sehat dengan pola makan seimbang\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Asuransi<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/20200409_125335-e1605249982104-150x150.jpg\" width=\"128\" height=\"128\" alt=\"Dr. Tengku Raya Sharin\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/bulan-ramadan-jadi-momen-reset-hidup-yang-lebih-sehat\/\" >\n\t\t\t\tBulan Ramadan Jadi momen Reset Hidup Yang Lebih Sehat\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ramadan bukan sekadar menahan lapar, tetapi momentum untuk melatih disiplin<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDr. Tengku Raya Sharin\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t18 February 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17130 post type-post status-publish format-standard has-post-thumbnail category-asuransi category-health category-tips-kesehatan tag-asuransi-dasar tag-asuransi-kesehatan tag-flexi-hospital-surgical tag-gagal-ginjal tag-kesehatan-tubuh tag-sistem-pembuangan-tubuh czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/pola-hidup-untuk-menjaga-sistem-ekskresi-pada-tubuh-kita\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/02\/Image-Blog-2026-1.jpg\" class=\"attachment-large size-large wp-image-17136\" alt=\"Sistem Ekskresi Tubuh Organ Ginjal Sistem Pembuangan Tubuh\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Asuransi<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/2019_1116_23275900-02-150x150.jpeg\" width=\"128\" height=\"128\" alt=\"Dessy Wulandari\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/pola-hidup-untuk-menjaga-sistem-ekskresi-pada-tubuh-kita\/\" >\n\t\t\t\tPola Hidup Untuk Menjaga Sistem Ekskresi Pada Tubuh Kita\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Sistem ekskresi berperan penting dalam membuang zat sisa metabolisme dan<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDessy Wulandari\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 February 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-16947 post type-post status-publish format-standard has-post-thumbnail category-finance category-tips-finansial tag-asuransi-dwiguna tag-asuransi-jiwa tag-berhemat tag-flexi-saving tag-frugal-living tag-tips-finansial tag-tips-keuangan tag-warren-buffett czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/tips-frugal-living-untuk-generasi-muda-produktif\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-1024x536.jpg\" class=\"attachment-large size-large wp-image-16948\" alt=\"Tips frugal living\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-1024x536.jpg 1024w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-300x157.jpg 300w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-768x402.jpg 768w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Finance<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/2019_1116_23275900-02-150x150.jpeg\" width=\"128\" height=\"128\" alt=\"Dessy Wulandari\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/tips-frugal-living-untuk-generasi-muda-produktif\/\" >\n\t\t\t\tTips Frugal Living Untuk Generasi Muda Produktif\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Frugal living,\u00a0 gaya hidup baru bagi sebagian orang khususnya untuk<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDessy Wulandari\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t28 December 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-16785 post type-post status-publish format-standard has-post-thumbnail category-finance tag-keuangan tag-literasi-keuangan tag-seminar czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/seminar-literasi-keuangan-masyarakat-ponorogo\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1024x576.png\" class=\"attachment-large size-large wp-image-16802\" alt=\"\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1024x576.png 1024w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-300x169.png 300w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-768x432.png 768w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1536x864.png 1536w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1110x624.png 1110w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-528x297.png 528w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Finance<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/IMG_1374-150x150.jpg\" width=\"128\" height=\"128\" alt=\"Sari Pranoto\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/seminar-literasi-keuangan-masyarakat-ponorogo\/\" >\n\t\t\t\tSeminar Literasi Keuangan Bersama Masyarakat Ponorogo\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Astra Life menjalankan amanah dengan meberikan paket sembako serta seminar<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tSari Pranoto\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t2 August 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-634cdaaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"634cdaaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-545013a3\" data-id=\"545013a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-582d1064 elementor-grid-1 elementor-grid-tablet-1 elementor-posts--thumbnail-right elementor-hidden-desktop elementor-posts--align-left elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"582d1064\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17225 post type-post status-publish format-standard category-asuransi category-keluarga category-tips-finansial tag-asuransi-jiwa tag-idul-fitri tag-keluarga tag-lebaran tag-liburan czr-hentry\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/thr-habis-dalam-seminggu-ini-cara-agar-lebaran-tidak-mengganggu-keuangan-tahunan-kamu\/\" >\n\t\t\t\tTHR Habis dalam Seminggu? Ini Cara Agar Lebaran Tidak Mengganggu Keuangan Tahunan Kamu\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tZeidan Afriza\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t11 March 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17184 post type-post status-publish format-standard has-post-thumbnail category-aksi-lovelife category-asuransi category-mind tag-astra-life-donasi tag-asuransi-syariah tag-bulan-ramadan tag-csr tag-flexi-life-syariah czr-hentry\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/ruang-kelas-sd-rusak-donasi-ramadan-3t\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"84\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/03\/Image-Blog-atas-2.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-17199\" alt=\"\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/ruang-kelas-sd-rusak-donasi-ramadan-3t\/\" >\n\t\t\t\t60% Ruang Kelas SD Rusak: Ramadan Jadi Momentum Donasi Pendidikan Lewat Asuransi Syariah\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tSari Pranoto\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 March 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17153 post type-post status-publish format-standard has-post-thumbnail category-asuransi category-keluarga category-pola-makan-sehat category-tips-kesehatan tag-asuransi-jiwa-syariah tag-bulan-puasa tag-flexi-life-syariah tag-kesehatan-tubuh tag-puasa tag-ramadan tag-ramadhan czr-hentry\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/bulan-ramadan-jadi-momen-reset-hidup-yang-lebih-sehat\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"84\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/02\/Untitled-design-1.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-17156\" alt=\"ramadan hidup sehat dengan pola makan seimbang\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/bulan-ramadan-jadi-momen-reset-hidup-yang-lebih-sehat\/\" >\n\t\t\t\tBulan Ramadan Jadi momen Reset Hidup Yang Lebih Sehat\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDr. Tengku Raya Sharin\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t18 February 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17130 post type-post status-publish format-standard has-post-thumbnail category-asuransi category-health category-tips-kesehatan tag-asuransi-dasar tag-asuransi-kesehatan tag-flexi-hospital-surgical tag-gagal-ginjal tag-kesehatan-tubuh tag-sistem-pembuangan-tubuh czr-hentry\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/pola-hidup-untuk-menjaga-sistem-ekskresi-pada-tubuh-kita\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"84\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/02\/Image-Blog-2026-1.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-17136\" alt=\"Sistem Ekskresi Tubuh Organ Ginjal Sistem Pembuangan Tubuh\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/pola-hidup-untuk-menjaga-sistem-ekskresi-pada-tubuh-kita\/\" >\n\t\t\t\tPola Hidup Untuk Menjaga Sistem Ekskresi Pada Tubuh Kita\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDessy Wulandari\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 February 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-16947 post type-post status-publish format-standard has-post-thumbnail category-finance category-tips-finansial tag-asuransi-dwiguna tag-asuransi-jiwa tag-berhemat tag-flexi-saving tag-frugal-living tag-tips-finansial tag-tips-keuangan tag-warren-buffett czr-hentry\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/tips-frugal-living-untuk-generasi-muda-produktif\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-16948\" alt=\"Tips frugal living\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-150x150.jpg 150w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-510x510.jpg 510w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/tips-frugal-living-untuk-generasi-muda-produktif\/\" >\n\t\t\t\tTips Frugal Living Untuk Generasi Muda Produktif\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDessy Wulandari\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t28 December 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bfdd88c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bfdd88c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2da3ce\" data-id=\"a2da3ce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35edc6f5 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"35edc6f5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/finance\/\" rel=\"\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"383\" height=\"77\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/button_lihat-semua-artikel.png\" class=\"attachment-large size-large wp-image-1591\" alt=\"\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/button_lihat-semua-artikel.png 383w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/button_lihat-semua-artikel-300x60.png 300w\" sizes=\"(max-width: 383px) 100vw, 383px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f32aba0 elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f32aba0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ca9a87d\" data-id=\"6ca9a87d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46398714 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"46398714\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1131\" height=\"436\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner.jpg\" class=\"attachment-full size-full wp-image-1607\" alt=\"\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner.jpg 1131w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner-300x116.jpg 300w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner-1024x395.jpg 1024w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner-768x296.jpg 768w\" sizes=\"(max-width: 1131px) 100vw, 1131px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-259b4ce8 elementor-section-stretched elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"259b4ce8\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-25f15244\" data-id=\"25f15244\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-6a207e30\" data-id=\"6a207e30\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7554cfbd elementor-widget elementor-widget-text-editor\" data-id=\"7554cfbd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tentang &#8211;<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1589\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/logo_lovelife-daily.png\" alt=\"\" width=\"140\" height=\"75\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-67406280\" data-id=\"67406280\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f8357bc elementor-widget elementor-widget-text-editor\" data-id=\"3f8357bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kami menghadirkan cerita dan kisah hidup yang inspiratif serta tips terbaik untuk menyadarkan kita agar terus mencintai hidup.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-3a549b31\" data-id=\"3a549b31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e75367f elementor-nav-menu__align-center elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu\" data-id=\"7e75367f\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;&quot;}}\" 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href=\"https:\/\/ilovelife.co.id\/blog\/finance\/\" class=\"elementor-item\">Finance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8005\"><a href=\"https:\/\/ilovelife.co.id\/blog\/insurance-101\/\" class=\"elementor-item\">Insurance 101<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12645\"><a href=\"https:\/\/ilovelife.co.id\/blog\/sandwich-gen\/\" class=\"elementor-item\">Better Sandwich Generation<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1496\"><a href=\"https:\/\/ilovelife.co.id\/blog\/contributors\/\" class=\"elementor-item\">Contributors<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-7e75367f\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1492\"><a href=\"https:\/\/ilovelife.co.id\/blog\/health\/\" class=\"elementor-item\" tabindex=\"-1\">Health<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1493\"><a href=\"https:\/\/ilovelife.co.id\/blog\/mind\/\" class=\"elementor-item\" tabindex=\"-1\">Mind<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1494\"><a href=\"https:\/\/ilovelife.co.id\/blog\/life\/\" class=\"elementor-item\" tabindex=\"-1\">Life<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1495\"><a href=\"https:\/\/ilovelife.co.id\/blog\/finance\/\" class=\"elementor-item\" tabindex=\"-1\">Finance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8005\"><a href=\"https:\/\/ilovelife.co.id\/blog\/insurance-101\/\" class=\"elementor-item\" tabindex=\"-1\">Insurance 101<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12645\"><a href=\"https:\/\/ilovelife.co.id\/blog\/sandwich-gen\/\" class=\"elementor-item\" tabindex=\"-1\">Better Sandwich Generation<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1496\"><a href=\"https:\/\/ilovelife.co.id\/blog\/contributors\/\" class=\"elementor-item\" tabindex=\"-1\">Contributors<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-1bc657eb\" data-id=\"1bc657eb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-52479fe8 elementor-section-stretched elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52479fe8\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5b4aeacf\" data-id=\"5b4aeacf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-291dcd95\" data-id=\"291dcd95\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e976d67 elementor-widget elementor-widget-text-editor\" data-id=\"1e976d67\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Terus Dapatkan Inspirasi, Subscribe Sekarang!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-7943d610 elementor-section-stretched elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7943d610\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d4bcb8b\" data-id=\"d4bcb8b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5fc60268\" data-id=\"5fc60268\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-70c49228\" data-id=\"70c49228\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2801b424 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"2801b424\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-1008844\" href=\"https:\/\/www.instagram.com\/astralifeid\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-instagram\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-46ab34e\" href=\"https:\/\/www.facebook.com\/AstraLifeID\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-repeater-item-da5b6bc\" href=\"https:\/\/twitter.com\/astralifeid\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-twitter\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-repeater-item-04135c8\" href=\"https:\/\/www.youtube.com\/channel\/UCIpsw3Kfp3dWNcVig4dYG_w\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-youtube\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-f408675\" href=\"https:\/\/www.linkedin.com\/company\/astralife\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-22776221 elementor-section-stretched elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"22776221\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-33ac2588\" data-id=\"33ac2588\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-14973f32\" data-id=\"14973f32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67a0968d elementor-widget elementor-widget-text-editor\" data-id=\"67a0968d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tentang &#8211;<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1589\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/logo_lovelife-daily.png\" alt=\"\" width=\"140\" height=\"75\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-5b966b46\" data-id=\"5b966b46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-642d7e02\" data-id=\"642d7e02\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69979860 elementor-widget elementor-widget-text-editor\" data-id=\"69979860\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kami menghadirkan cerita dan kisah hidup yang inspiratif serta tips terbaik untuk menyadarkan kita agar terus mencintai hidup.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-5756c2f5\" data-id=\"5756c2f5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5b413168 elementor-section-stretched elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b413168\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c431d4e\" data-id=\"5c431d4e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25b10cef elementor-widget elementor-widget-text-editor\" data-id=\"25b10cef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Terus Dapatkan Inspirasi, Subscribe Sekarang!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5e9131bc elementor-section-stretched elementor-hidden-desktop elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5e9131bc\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-276cdc7e\" data-id=\"276cdc7e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3b964472 elementor-section-stretched elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b964472\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ba547ba\" data-id=\"3ba547ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14e69d8c elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"14e69d8c\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-1008844\" href=\"https:\/\/www.instagram.com\/astralifeid\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-instagram\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-46ab34e\" href=\"https:\/\/www.facebook.com\/AstraLifeID\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-repeater-item-da5b6bc\" href=\"https:\/\/twitter.com\/astralifeid\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-twitter\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-repeater-item-04135c8\" href=\"https:\/\/www.youtube.com\/channel\/UCIpsw3Kfp3dWNcVig4dYG_w\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-youtube\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-efb4580\" href=\"https:\/\/www.linkedin.com\/company\/astralife\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5f0f9ffb elementor-section-stretched elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f0f9ffb\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55f52e15\" data-id=\"55f52e15\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-253bf111 elementor-nav-menu__align-center elementor-nav-menu--dropdown-none elementor-hidden-desktop elementor-widget elementor-widget-nav-menu\" data-id=\"253bf111\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-none\">\n\t\t\t\t<ul id=\"menu-1-253bf111\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1492\"><a href=\"https:\/\/ilovelife.co.id\/blog\/health\/\" class=\"elementor-item\">Health<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1493\"><a href=\"https:\/\/ilovelife.co.id\/blog\/mind\/\" class=\"elementor-item\">Mind<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1494\"><a href=\"https:\/\/ilovelife.co.id\/blog\/life\/\" class=\"elementor-item\">Life<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1495\"><a href=\"https:\/\/ilovelife.co.id\/blog\/finance\/\" class=\"elementor-item\">Finance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8005\"><a href=\"https:\/\/ilovelife.co.id\/blog\/insurance-101\/\" class=\"elementor-item\">Insurance 101<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12645\"><a href=\"https:\/\/ilovelife.co.id\/blog\/sandwich-gen\/\" class=\"elementor-item\">Better Sandwich 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Apa saja istilah penting yang wajib kita tahu sebelum memutuskan membeli asuransi? Durasi baca: 4<\/p>\n","protected":false},"author":23,"featured_media":13395,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[9,17],"tags":[45,47,964,49,1110,1111,1109,1112,1113,1114],"class_list":{"0":"post-13394","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance","8":"category-tips-finansial","9":"tag-asuransi-jiwa","10":"tag-asuransi-kesehatan","11":"tag-asuransi-murni","12":"tag-asuransi-penyakit-kritis","13":"tag-asuransi-unit-link","14":"tag-ilustrasi-polis","15":"tag-istilah-asuransi","16":"tag-polis-asuransi","17":"tag-polis-asuransi-jiwa","18":"tag-polis-asuransi-kesehatan","19":"czr-hentry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bebas Pusing Baca Polis, Ini 16 Istilah Asuransi yang Kamu Wajib Tahu<\/title>\n<meta name=\"description\" content=\"Beberapa istilah dalam asuransi memang kerap membingungkan. 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