{"id":15022,"date":"2022-07-07T15:16:37","date_gmt":"2022-07-07T08:16:37","guid":{"rendered":"https:\/\/ilovelife.co.id\/blog\/?p=15022"},"modified":"2022-08-03T11:51:23","modified_gmt":"2022-08-03T04:51:23","slug":"langkah-mengumpulkan-dana-darurat","status":"publish","type":"post","link":"https:\/\/ilovelife.co.id\/blog\/langkah-mengumpulkan-dana-darurat\/","title":{"rendered":"Langkah Tepat Mengumpulkan Dana Darurat agar Finansial Tetap Aman"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"15022\" data-post-id=\"16785\" data-obj-id=\"16785\" class=\"elementor elementor-15022 dce-elementor-post-16785\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-602d4e82 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"602d4e82\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e7c5296\" data-id=\"6e7c5296\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12c352d5 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"12c352d5\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Langkah Tepat Mengumpulkan Dana Darurat agar Finansial Tetap Aman<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4095a8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4095a8a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3944c2d0\" data-id=\"3944c2d0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23d11db elementor-widget elementor-widget-text-editor\" data-id=\"23d11db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Agar stres berkurang dan tak khawatir jika terkena PHK, tiap orang perlu punya dana darurat. Nah, ini langkah tepat dan mudah untuk mengumpulkannya!<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6d4bdcd4\" data-id=\"6d4bdcd4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-71e17e41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"71e17e41\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2272eda5\" data-id=\"2272eda5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f6821f0 elementor-align-left elementor-tablet-align-left elementor-widget elementor-widget-post-info\" data-id=\"3f6821f0\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-923bafb elementor-inline-item\" itemprop=\"author\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"elementor-avatar\" src=\"https:\/\/secure.gravatar.com\/avatar\/c449bd2a070e4dbcc21684bae694aa341fb58ff2988b8e3a57f441a111540451?s=96&amp;d=mm&amp;r=g\" alt=\"Picture of admin\" loading=\"lazy\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\">\n\t\t\t\t\t\t\t\t\t\tadmin\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-c496674 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t|\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-c97bfc2 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>07 July 2022<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-53eaff0 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t|\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e108f8a elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Finance<\/span>, <span class=\"elementor-post-info__terms-list-item\">Tips Finansial<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1028e4e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1028e4e6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d590252\" data-id=\"2d590252\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eaefc4 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"eaefc4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/elementor\/thumbs\/Langkah-Tepat-Mengumpulkan-Dana-Darurat-agar-Finansial-Tetap-Aman-qwav4qv8lffgzbyp738jmj7rfkkk77kauc79bh1gg0.jpg\" title=\"langkah mengumpulkan dana darurat\" alt=\"langkah mengumpulkan dana darurat\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-172dc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"172dc1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16c8b4b5\" data-id=\"16c8b4b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-101df3b0 elementor-widget elementor-widget-text-editor\" data-id=\"101df3b0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Memiliki dana darurat dipercaya bisa membantu finansial dan mental kita tetap terjaga. Kenapa? Mungkin kita pernah mendengar ungkapan bahwa hidup kadang penuh komedi. Ya, saat ini sedang tertawa-tawa, lima menit kemudian bisa jadi ada kejadian mendadak dan mendesak yang bikin pening kepala.<\/span><\/p><p><span style=\"font-weight: 400;\">Misalnya, orang tua di kampung halaman sakit atau meninggal dunia. Sehingga kita harus pulang kampung dan mempersiapkan segala urusannya. Atau seperti<\/span><a href=\"https:\/\/ilovelife.co.id\/blog\/8-cara-agar-tidak-stres-selama-pandemi-covid-19-yang-bikin-sistem-imun-lebih-baik\/\"> <span style=\"font-weight: 400;\">pandemi Covid-19<\/span><\/a><span style=\"font-weight: 400;\">, banyak orang mendadak terkena Pemutusan Hubungan Kerja (PHK) dalam waktu singkat. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-109fef18 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"109fef18\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f6c7e04\" data-id=\"1f6c7e04\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c87fa30 elementor-widget elementor-widget-text-editor\" data-id=\"3c87fa30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Padahal di saat bersamaan boleh jadi kita sedang ada atau menyiapkan rencana besar lainnya. Mungkin sedang dalam proses membeli rumah atau sedang menyiapkan dana untuk anak masuk sekolah. Bisa-bisa semua jadi berantakan.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Memang dua kasus tadi adalah contoh kondisi yang tak bisa diprediksi, tetapi pasti akan banyak mempengaruhi kondisi finansial kita. Syukur kalau sedang ada uang untuk memenuhi semua kebutuhan yang mendadak itu. Tapi kalau tidak, bisa jadi kita terjebak dalam jeratan utang. Maka itu, di sinilah pentingnya kita punya dana darurat.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a5f170 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a5f170\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-24551c5a\" data-id=\"24551c5a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8281f5 elementor-widget elementor-widget-heading\" data-id=\"d8281f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Apa itu Dana Darurat?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08fb8c3 elementor-widget elementor-widget-text-editor\" data-id=\"08fb8c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dana darurat <\/span><i><span style=\"font-weight: 400;\">(emergency fund) <\/span><\/i><span style=\"font-weight: 400;\">adalah dana yang secara khusus disiapkan untuk kondisi darurat. Penting diingat bahwa <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> bukanlah tabungan. Dengan begitu, dana ini tidak diperuntukan untuk tujuan keuangan tertentu. <\/span><span style=\"font-weight: 400;\">Dana darurat hanya boleh digunakan untuk kondisi-kondisi mendadak dan mendesak yang membutuhkan uang dalam waktu cepat. Misal, harus pulang kampung karena kematian orang tua, mengalami bencana, atau terkena PHK.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8637c10 elementor-widget elementor-widget-text-editor\" data-id=\"8637c10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Baca Juga:<a href=\"https:\/\/ilovelife.co.id\/blog\/dana-darurat-vs-asuransi-mana-yang-harus-diprioritaskan\/\"> Dana Darurat vs Asuransi: Mana yang Harus Diprioritaskan?<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53b0faf6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53b0faf6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68ab66af\" data-id=\"68ab66af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-407ce2e9 elementor-widget elementor-widget-heading\" data-id=\"407ce2e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Manfaat Dana Darurat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dc0c31 elementor-widget elementor-widget-text-editor\" data-id=\"8dc0c31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dalam perencanaan keuangan yang baik dan ideal, kebutuhan <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> wajib dimiliki. Sebab, ada banyak manfaat yang diberikan oleh keberadaan pos dana darurat ini.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6936bed3 elementor-widget elementor-widget-heading\" data-id=\"6936bed3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Melindungi cash flow<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a283798 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a283798\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40dd0f28\" data-id=\"40dd0f28\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d6d4433 elementor-widget elementor-widget-text-editor\" data-id=\"7d6d4433\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Jika memiliki <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> tentunya arus kas <\/span><i><span style=\"font-weight: 400;\">(cash flow)<\/span><\/i><span style=\"font-weight: 400;\"> keuangan kita akan terjaga. Kita tak perlu takut tujuan-tujuan keuangan yang telah kita rencanakan jadi berantakan karena ada kejadian yang tak diinginkan.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Sebab, kita tak perlu lagi menarik uang dari tabungan yang telah kita siapkan untuk tujuan keuangan kita itu. Cukup ambil dari dana darurat yang sudah disiapkan. Dengan begitu, pengeluaran masih bisa tercukupi dan impian masih bisa diwujudkan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dc203b elementor-widget elementor-widget-heading\" data-id=\"7dc203b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Menghindarkan diri dari jerat utang\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75aa935 elementor-widget elementor-widget-text-editor\" data-id=\"75aa935\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pengaturan keuangan yang benar, khususnya mengadakan pos <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> bisa membuat kita terbebas dari<\/span><a href=\"https:\/\/ilovelife.co.id\/blog\/belajar-dari-squid-game-bebas-utang-tanpa-berdarah-darah\/\"> <span style=\"font-weight: 400;\">jeratan utang<\/span><\/a><span style=\"font-weight: 400;\">. Dana darurat bisa mencegah kita meminjam uang dari teman, keluarga, atau bahkan<\/span><a href=\"https:\/\/ilovelife.co.id\/blog\/hindari-pinjol-ilegal-ini-ciri-ciri-yang-harus-diwaspadai\/\"> <span style=\"font-weight: 400;\">pinjaman online<\/span><\/a><span style=\"font-weight: 400;\"> saat situasi genting dan mendesak itu datang menghampiri. Jadi aman, deh.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee3a12e elementor-widget elementor-widget-heading\" data-id=\"ee3a12e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Tak khawatir saat di PHK\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4baaf79 elementor-widget elementor-widget-text-editor\" data-id=\"4baaf79\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Kejadian seperti pandemi Covid-19 yang sedang kita alami memang sesuatu yang tidak terbayangkan sebelumnya. Akibatnya banyak perusahaan yang tumbang dan melakukan pemutusan hubungan kerja pada banyak karyawannya. Jika kita tak punya dana darurat dan masuk bagian orang yang di PHK maka kita bisa pecah kepala.<\/span><\/p><p><span style=\"font-weight: 400;\">Beda halnya jika kita sudah mempersiapkan dana sebelumnya. PHK bukan lagi soal, kita bisa menggunakan uang <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> untuk mencukupi kebutuhan harian hingga cicilan untuk beberapa waktu ke depan. Tentu sambil mencari jalan mendapatkan pekerjaan baru agar dana darurat kembali terisi.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8444150 elementor-widget elementor-widget-heading\" data-id=\"8444150\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4. Mengurangi stres\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0163f27 elementor-widget elementor-widget-text-editor\" data-id=\"0163f27\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dengan manfaat sebelumnya, dapat terlihat jika punya <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> bisa menghindarkan kita dari stres. Mulai dari menghindarkan kita dari kepanikan akan datangnya kondisi darurat, melepaskan risiko stres karena utang, hingga menjauhkan stres karena mendadak tak punya pekerjaan. Semua aman terkendali kalau punya dana darurat di sisi.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25d9439c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25d9439c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e17c41a\" data-id=\"e17c41a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b7d64e elementor-widget elementor-widget-heading\" data-id=\"1b7d64e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Berapa Dana Darurat yang Harus Terkumpul?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-388810f5 elementor-widget elementor-widget-text-editor\" data-id=\"388810f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Setelah tahu manfaat dari <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\">, pastinya kita harus segera membuatnya. Tapi, berapa jumlah <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> yang harus dikumpulkan?<\/span><\/p><p><span style=\"font-weight: 400;\">Jawabannya, bisa berbeda-beda setiap orang tergantung profil dan pendapatannya. Paling tidak, ada tiga profil yang bisa dikaitkan dengan pengumpulan uang untuk dana ini.<\/span><\/p><p><b>Pertama,<\/b><span style=\"font-weight: 400;\"> untuk para lajang, jumlah <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> ideal yang harus terkumpul adalah sebesar 3 sampai 6 kali lipat dari pengeluaran bulanan. Misalnya, pengeluaran setiap bulan sebesar Rp5 juta per bulan, maka dana darurat yang ideal dikumpulkan para lajang berkisar Rp15 juta &#8211; Rp30 juta.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cc8e9f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cc8e9f2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d047013\" data-id=\"2d047013\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20454b5 elementor-widget elementor-widget-text-editor\" data-id=\"20454b5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Baca Juga:<a href=\"https:\/\/ilovelife.co.id\/blog\/tahun-ajaran-baru-dana-pendidikan\/\"> Tahun Ajaran Baru Segera Tiba, Kenali Risiko Penghambat Persiapan Dana Pendidikan Anak<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20dea9f elementor-widget elementor-widget-text-editor\" data-id=\"20dea9f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Kedua, <\/b><span style=\"font-weight: 400;\">untuk yang sudah menikah, jumlah <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> ideal yang harus terkumpul adalah sebesar 9 kali lipat dari pengeluaran bulanan. Jadi, jika pengeluaran per bulan sebesar Rp5 juta, maka ideal dana darurat yang dimiliki adalah Rp45 juta.\u00a0<\/span><\/p><p><b>Ketiga,<\/b><span style=\"font-weight: 400;\"> untuk yang sudah menikah dan memiliki anak, jumlah dana darurat idealnya terkumpul mencapai 12 kali pengeluaran bulanan. Jadi, jika pengeluaran per bulan sebesar Rp5 juta, maka ideal <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> yang dimiliki adalah Rp60 juta.<\/span><\/p><p><span style=\"font-weight: 400;\">Bagi mereka yang sudah memiliki anak memang jumlah dana yang dipersiapkan jadi lebih besar. Hal ini untuk mengantisipasi agar saat dipecat misalnya, uang sekolah anak masih bisa terbayarkan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f15a6c elementor-widget elementor-widget-heading\" data-id=\"8f15a6c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Langkah Kumpulkan Dana Darurat\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9c14d7 elementor-widget elementor-widget-text-editor\" data-id=\"c9c14d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dengan nominal ideal yang cukup besar, tentu kita juga perlu strategi untuk kumpulkan dana darurat yang ideal. Tentu tujuannya agar <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> dapat melakukan perannya dengan maksimal saat diperlukan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6c3890 elementor-widget elementor-widget-heading\" data-id=\"e6c3890\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Sisihkan 10 persen dari penghasilan tiap bulan\n\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89c7fba elementor-widget elementor-widget-text-editor\" data-id=\"89c7fba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cara untuk mengumpulkan <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> yang utama ialah rutin dan disiplin memisahkan uang untuk kebutuhan ini. Beberapa perencana keuangan menyarankan untuk membagi sebesar 10 persen dari pendapatan per bulan untuk dimasukkan ke dalam dana darurat.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Jadi, jika pendapatan per bulan adalah Rp8 juta, maka kita harus menyisihkan Rp800.000 tiap bulannya. Jika bisa lebih besar, maka lebih bagus. Namun, tetap utamakan memenuhi pengeluaran kebutuhan bulanan dan biaya wajib terlebih dulu.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14b16cd elementor-widget elementor-widget-heading\" data-id=\"14b16cd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Cari pemasukkan lain\n\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd2956c elementor-widget elementor-widget-text-editor\" data-id=\"dd2956c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Menambah pemasukan dapat membantu kita untuk cepat meraih jumlah yang ideal. Misalnya mencari pekerjaan sebagai <\/span><i><span style=\"font-weight: 400;\">freelancer<\/span><\/i><span style=\"font-weight: 400;\"> atau mulai berjualan secara digital. Nanti hasil keuntungannya secara khusus dialokasikan untuk menggenapi lumbung dana darurat. Ada banyak ide sebagai <\/span><i><span style=\"font-weight: 400;\">freelancer <\/span><\/i><span style=\"font-weight: 400;\">yang bisa kamu jajal dan sesuaikan dengan ilmu atau keterampilanmu. Misalnya, jika jago menulis jadi<\/span><i><span style=\"font-weight: 400;\"> freelancer content writer<\/span><\/i><span style=\"font-weight: 400;\">, jika ahli soal desain bisa jadi<\/span><i><span style=\"font-weight: 400;\"> freelancer designer<\/span><\/i><span style=\"font-weight: 400;\">, bahkan jika suka mengajar dan sangat paham akan mata pelajaran tertentu, kamu bisa menjadi <\/span><i><span style=\"font-weight: 400;\">freelancer teacher<\/span><\/i><span style=\"font-weight: 400;\"> di tempat les atau <\/span><i><span style=\"font-weight: 400;\">edutech<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5038294 elementor-widget elementor-widget-heading\" data-id=\"5038294\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Tekan biaya lifestyle\n\n\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d44df31 elementor-widget elementor-widget-text-editor\" data-id=\"d44df31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Bukan hanya memperbesar pemasukan, pengeluaran pun harus diperhatikan. Jangan sampai lebih besar pasak pada tiang. Usahakan untuk tidak mengeluarkan uang pada hal-hal yang konsumtif terlalu sering. Lebih baik jika uang yang dimiliki untuk <\/span><i><span style=\"font-weight: 400;\">lifestyle <\/span><\/i><span style=\"font-weight: 400;\">ditekan sehingga bisa terlebih dulu membantu memenuhi <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5ee162 elementor-widget elementor-widget-text-editor\" data-id=\"b5ee162\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Baca Juga:<a href=\"https:\/\/ilovelife.co.id\/blog\/hitung-hitung-dana-jht-kapan-waktu-tepat-mencairkan-jht\/\"> Hitung-Hitung Dana JHT, Kapan Waktu Tepat Mencairkannya?<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f5a2ca elementor-widget elementor-widget-heading\" data-id=\"9f5a2ca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4. Simpan di tempat yang tepat\n\n\n\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f20cbb6 elementor-widget elementor-widget-text-editor\" data-id=\"f20cbb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pemilihan tempat menyimpan dana tersebut juga bisa mempengaruhi waktu tercapainya target. Tak hanya bisa disimpan di rekening bank, tapi dana darurat juga bisa disimpan di reksa dana pasar uang, deposito, atau tabungan emas.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Biasanya tempat penyimpanan berbasis investasi ini memberikan imbal hasil yang lebih tinggi dari tabungan biasa. Sehingga target <\/span><i><span style=\"font-weight: 400;\">emergency fund<\/span><\/i><span style=\"font-weight: 400;\"> kita bisa jadi lebih cepat tercapai. Akan tetapi, penting diingat untuk tetap menyimpan sebagian uang dana darurat di rekening tabungan khusus untuk berjaga-jaga.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69470c35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69470c35\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-67a0cba\" data-id=\"67a0cba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a9496f elementor-blockquote--skin-border elementor-blockquote--button-color-official elementor-widget elementor-widget-blockquote\" data-id=\"6a9496f\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tNamun, selain mengumpulkan dana darurat agar finansial dan mental tetap aman, hal lain yang bisa kamu lakukan untuk menjaga keuangan serta kesehatan diri dan keluarga ialah memiliki asuransi jiwa dan kesehatan. Dengan mendaftarkan diri pada asuransi, kamu telah melakukan proteksi dini dari risiko penyakit. Hal ini bak jadi perlindungan saat kamu dihadapkan dengan hal buruk seperti musibah atau penyakit di kemudian hari.\n\t\t\t<\/p>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4076b450 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4076b450\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ad1c4db\" data-id=\"ad1c4db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-344519ed elementor-widget elementor-widget-text-editor\" data-id=\"344519ed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Tunjukkanlah cinta untuk diri sendiri dan keluargamu dengan memberikan pilihan yang terbaik, termasuk soal asuransi. Jika kamu mencari asuransi kesehatan yang lengkap, menyeluruh, dan mudah dalam proses klaim, maka <\/span><a href=\"https:\/\/ilovelife.co.id\/products\/product-flexi-hs\/5275?utm_source=blog&amp;utm_medium=&amp;utm_campaign=&amp;utm_content=LangkahTepatMengumpulkanDanaDaruratAgarFinansialTetapAman\"><span style=\"font-weight: 400;\">Flexi HS <\/span><i><span style=\"font-weight: 400;\">(Hospital and Surgical)<\/span><\/i><\/a><span style=\"font-weight: 400;\"> dari Astra Life yang baru rilis awal Juni ini bisa menjadi pilihanmu. Selain itu, Flexi HS bisa memberikan manfaat rawat inap hingga Rp2 juta per hari tanpa perlu cek medis, fasilitas <\/span><i><span style=\"font-weight: 400;\">medical check up<\/span><\/i><span style=\"font-weight: 400;\"> setiap 2 tahun, hingga klaim secara <\/span><i><span style=\"font-weight: 400;\">cashless<\/span><\/i><span style=\"font-weight: 400;\">, lho. Nah, kamu bisa cari tahu selengkapnya soal asuransi ini hanya di <\/span><a href=\"https:\/\/ilovelife.co.id\/?utm_source=blog&amp;utm_medium=&amp;utm_campaign=&amp;utm_content=LangkahTepatMengumpulkanDanaDaruratAgarFinansialTetapAman\"><span style=\"font-weight: 400;\">ilovelife.co.id<\/span><\/a><span style=\"font-weight: 400;\">, ya!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44519d67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44519d67\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14b3f70c\" data-id=\"14b3f70c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b77106a elementor-widget elementor-widget-text-editor\" data-id=\"2b77106a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Selanjutnya, coba bantu pikiranmu tetap sehat dengan memberi jaminan terhadap masa depan. Terlalu membebani pikiran dapat membahayakan kesehatan. Bagaimana jika mulai mencari rasa aman? Asuransi bisa jadi salah satu saluran yang memberikan rasa aman, tidak hanya untuk kamu tapi juga untuk orang-orang terdekat kamu. <b>Saat ini, sudah banyak jenis asuransi yang dapat kamu sesuaikan dengan keperluanmu dan keluargamu. Salah satunya produk <a href=\"http:\/\/ilovelife.co.id\">Flexi Life<\/a> dari <a href=\"http:\/\/astralife.co.id\">Astra Life<\/a> yang menawarkan premi yang fleksibel dan bisa kamu atur sendiri sesuai dengan fase kehidupanmu.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1544be08 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1544be08\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1759e427\" data-id=\"1759e427\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c4aafb6 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"3c4aafb6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"69\" height=\"21\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/separator.png\" class=\"attachment-large size-large wp-image-1606\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-293a32ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"293a32ed\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-750b6bd9\" data-id=\"750b6bd9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c5a6a2b elementor-widget elementor-widget-text-editor\" data-id=\"1c5a6a2b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Artikel Lainnya<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4bc20630\" data-id=\"4bc20630\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-598d5515 elementor-align-left elementor-mobile-align-left elementor-widget elementor-widget-post-info\" data-id=\"598d5515\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-3712cf5 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Finance<\/span>, <span class=\"elementor-post-info__terms-list-item\">Tips Finansial<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1724d0b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1724d0b5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ddbff18\" data-id=\"4ddbff18\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c042a93 elementor-hidden-phone elementor-hidden-tablet elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-posts--show-avatar elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"1c042a93\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17225 post type-post status-publish format-standard has-post-thumbnail category-asuransi category-keluarga category-tips-finansial tag-asuransi-jiwa tag-idul-fitri tag-keluarga tag-lebaran tag-liburan czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/thr-habis-dalam-seminggu-ini-cara-agar-lebaran-tidak-mengganggu-keuangan-tahunan-kamu\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/03\/THR-uang.jpg\" class=\"attachment-large size-large wp-image-17229\" alt=\"\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Asuransi<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/secure.gravatar.com\/avatar\/1356803a57279903646f17dc09fafe6ea9537d9229577f5ee29078387921204d?s=128&#038;d=mm&#038;r=g\" width=\"128\" height=\"128\" alt=\"Zeidan Afriza\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 photo avatar-default\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/thr-habis-dalam-seminggu-ini-cara-agar-lebaran-tidak-mengganggu-keuangan-tahunan-kamu\/\" >\n\t\t\t\tTHR Habis dalam Seminggu? Ini Cara Agar Lebaran Tidak Mengganggu Keuangan Tahunan Kamu\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Sering merasa uang THR yang ditunggu selama setiap tahun dengan<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tZeidan Afriza\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t11 March 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17184 post type-post status-publish format-standard has-post-thumbnail category-aksi-lovelife category-asuransi category-mind tag-astra-life-donasi tag-asuransi-syariah tag-bulan-ramadan tag-csr tag-flexi-life-syariah czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/ruang-kelas-sd-rusak-donasi-ramadan-3t\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/03\/Image-Blog-atas-2.jpg\" class=\"attachment-large size-large wp-image-17199\" alt=\"\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Aksi Lovelife<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/IMG_1374-150x150.jpg\" width=\"128\" height=\"128\" alt=\"Sari Pranoto\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/ruang-kelas-sd-rusak-donasi-ramadan-3t\/\" >\n\t\t\t\t60% Ruang Kelas SD Rusak: Ramadan Jadi Momentum Donasi Pendidikan Lewat Asuransi Syariah\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ramadan selalu identik dengan kepedulian. Bulan di mana banyak orang<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tSari Pranoto\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 March 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17153 post type-post status-publish format-standard has-post-thumbnail category-asuransi category-keluarga category-pola-makan-sehat category-tips-kesehatan tag-asuransi-jiwa-syariah tag-bulan-puasa tag-flexi-life-syariah tag-kesehatan-tubuh tag-puasa tag-ramadan tag-ramadhan czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/bulan-ramadan-jadi-momen-reset-hidup-yang-lebih-sehat\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/02\/Untitled-design-1.jpg\" class=\"attachment-large size-large wp-image-17156\" alt=\"ramadan hidup sehat dengan pola makan seimbang\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Asuransi<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/20200409_125335-e1605249982104-150x150.jpg\" width=\"128\" height=\"128\" alt=\"Dr. Tengku Raya Sharin\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/bulan-ramadan-jadi-momen-reset-hidup-yang-lebih-sehat\/\" >\n\t\t\t\tBulan Ramadan Jadi momen Reset Hidup Yang Lebih Sehat\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ramadan bukan sekadar menahan lapar, tetapi momentum untuk melatih disiplin<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDr. Tengku Raya Sharin\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t18 February 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-17130 post type-post status-publish format-standard has-post-thumbnail category-asuransi category-health category-tips-kesehatan tag-asuransi-dasar tag-asuransi-kesehatan tag-flexi-hospital-surgical tag-gagal-ginjal tag-kesehatan-tubuh tag-sistem-pembuangan-tubuh czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/pola-hidup-untuk-menjaga-sistem-ekskresi-pada-tubuh-kita\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2026\/02\/Image-Blog-2026-1.jpg\" class=\"attachment-large size-large wp-image-17136\" alt=\"Sistem Ekskresi Tubuh Organ Ginjal Sistem Pembuangan Tubuh\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Asuransi<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/2019_1116_23275900-02-150x150.jpeg\" width=\"128\" height=\"128\" alt=\"Dessy Wulandari\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/pola-hidup-untuk-menjaga-sistem-ekskresi-pada-tubuh-kita\/\" >\n\t\t\t\tPola Hidup Untuk Menjaga Sistem Ekskresi Pada Tubuh Kita\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Sistem ekskresi berperan penting dalam membuang zat sisa metabolisme dan<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDessy Wulandari\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t3 February 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-16947 post type-post status-publish format-standard has-post-thumbnail category-finance category-tips-finansial tag-asuransi-dwiguna tag-asuransi-jiwa tag-berhemat tag-flexi-saving tag-frugal-living tag-tips-finansial tag-tips-keuangan tag-warren-buffett czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/tips-frugal-living-untuk-generasi-muda-produktif\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-1024x536.jpg\" class=\"attachment-large size-large wp-image-16948\" alt=\"Tips frugal living\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-1024x536.jpg 1024w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-300x157.jpg 300w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living-768x402.jpg 768w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/12\/Tips-Frugal-Living.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Finance<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/2019_1116_23275900-02-150x150.jpeg\" width=\"128\" height=\"128\" alt=\"Dessy Wulandari\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/tips-frugal-living-untuk-generasi-muda-produktif\/\" >\n\t\t\t\tTips Frugal Living Untuk Generasi Muda Produktif\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Frugal living,\u00a0 gaya hidup baru bagi sebagian orang khususnya untuk<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDessy Wulandari\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t28 December 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-16785 post type-post status-publish format-standard has-post-thumbnail category-finance tag-keuangan tag-literasi-keuangan tag-seminar czr-hentry\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ilovelife.co.id\/blog\/seminar-literasi-keuangan-masyarakat-ponorogo\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1024x576.png\" class=\"attachment-large size-large wp-image-16802\" alt=\"\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1024x576.png 1024w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-300x169.png 300w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-768x432.png 768w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1536x864.png 1536w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-1110x624.png 1110w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1-528x297.png 528w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2023\/08\/Seminar-Literasi-Keuangan-Bersama-Masyarakat-Ponorogo_4-1.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Finance<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/11\/IMG_1374-150x150.jpg\" width=\"128\" height=\"128\" alt=\"Sari Pranoto\" class=\"avatar avatar-128 wp-user-avatar wp-user-avatar-128 alignnone photo\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/seminar-literasi-keuangan-masyarakat-ponorogo\/\" >\n\t\t\t\tSeminar Literasi Keuangan Bersama Masyarakat Ponorogo\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Astra Life menjalankan amanah dengan meberikan paket sembako serta seminar<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tSari Pranoto\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t2 August 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25b2aecf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25b2aecf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13b7ea72\" data-id=\"13b7ea72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56ad98b3 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"56ad98b3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/ilovelife.co.id\/blog\/finance\/\" rel=\"\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"383\" height=\"77\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/button_lihat-semua-artikel.png\" class=\"attachment-large size-large wp-image-1591\" alt=\"\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/button_lihat-semua-artikel.png 383w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/button_lihat-semua-artikel-300x60.png 300w\" sizes=\"(max-width: 383px) 100vw, 383px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a1db02a elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a1db02a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17bcd621\" data-id=\"17bcd621\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-380738b5 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"380738b5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1131\" height=\"436\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner.jpg\" class=\"attachment-full size-full wp-image-1607\" alt=\"\" srcset=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner.jpg 1131w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner-300x116.jpg 300w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner-1024x395.jpg 1024w, https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/07\/dummy-banner-768x296.jpg 768w\" sizes=\"(max-width: 1131px) 100vw, 1131px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-70be097c elementor-section-stretched elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70be097c\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-1396ac86\" data-id=\"1396ac86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-b8e09db\" data-id=\"b8e09db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75daf81 elementor-widget elementor-widget-text-editor\" data-id=\"75daf81\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tentang &#8211;<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1589\" src=\"https:\/\/ilovelife.co.id\/blog\/wp-content\/uploads\/2020\/08\/logo_lovelife-daily.png\" alt=\"\" width=\"140\" height=\"75\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-68ed8e95\" data-id=\"68ed8e95\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5eca3239 elementor-widget elementor-widget-text-editor\" data-id=\"5eca3239\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kami menghadirkan cerita dan kisah hidup yang inspiratif serta tips terbaik untuk menyadarkan kita agar terus mencintai hidup.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-2dc5c334\" data-id=\"2dc5c334\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-330f1d73 elementor-nav-menu__align-center elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu\" data-id=\"330f1d73\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-none\">\n\t\t\t\t<ul id=\"menu-1-330f1d73\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1492\"><a href=\"https:\/\/ilovelife.co.id\/blog\/health\/\" class=\"elementor-item\">Health<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1493\"><a href=\"https:\/\/ilovelife.co.id\/blog\/mind\/\" class=\"elementor-item\">Mind<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1494\"><a href=\"https:\/\/ilovelife.co.id\/blog\/life\/\" class=\"elementor-item\">Life<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1495\"><a href=\"https:\/\/ilovelife.co.id\/blog\/finance\/\" class=\"elementor-item\">Finance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8005\"><a href=\"https:\/\/ilovelife.co.id\/blog\/insurance-101\/\" class=\"elementor-item\">Insurance 101<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12645\"><a href=\"https:\/\/ilovelife.co.id\/blog\/sandwich-gen\/\" class=\"elementor-item\">Better Sandwich Generation<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1496\"><a href=\"https:\/\/ilovelife.co.id\/blog\/contributors\/\" class=\"elementor-item\">Contributors<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-330f1d73\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1492\"><a href=\"https:\/\/ilovelife.co.id\/blog\/health\/\" class=\"elementor-item\" tabindex=\"-1\">Health<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1493\"><a href=\"https:\/\/ilovelife.co.id\/blog\/mind\/\" class=\"elementor-item\" tabindex=\"-1\">Mind<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1494\"><a href=\"https:\/\/ilovelife.co.id\/blog\/life\/\" class=\"elementor-item\" tabindex=\"-1\">Life<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1495\"><a href=\"https:\/\/ilovelife.co.id\/blog\/finance\/\" class=\"elementor-item\" tabindex=\"-1\">Finance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8005\"><a href=\"https:\/\/ilovelife.co.id\/blog\/insurance-101\/\" class=\"elementor-item\" tabindex=\"-1\">Insurance 101<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12645\"><a href=\"https:\/\/ilovelife.co.id\/blog\/sandwich-gen\/\" class=\"elementor-item\" tabindex=\"-1\">Better Sandwich Generation<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1496\"><a href=\"https:\/\/ilovelife.co.id\/blog\/contributors\/\" class=\"elementor-item\" tabindex=\"-1\">Contributors<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-4344eef5\" data-id=\"4344eef5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-540f8a8e elementor-section-stretched elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"540f8a8e\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1f892a4d\" data-id=\"1f892a4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-47c44ba0\" data-id=\"47c44ba0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23b58b8c elementor-widget elementor-widget-text-editor\" data-id=\"23b58b8c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Terus Dapatkan Inspirasi, Subscribe Sekarang!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-color=\"#E0E0E0\" class=\"elementor-section elementor-top-section elementor-element elementor-element-42165a90 elementor-section-stretched elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42165a90\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1d1de889\" data-id=\"1d1de889\" data-element_type=\"column\">\n\t\t\t<div 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Nah, ini langkah tepat dan mudah untuk mengumpulkannya! Memiliki dana darurat dipercaya bisa membantu finansial dan mental kita tetap terjaga. Kenapa? Mungkin kita pernah mendengar ungkapan bahwa hidup kadang penuh komedi. Ya, saat ini sedang tertawa-tawa, lima menit kemudian bisa [&hellip;]<\/p>\n","protected":false},"author":65,"featured_media":15025,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[9,17],"tags":[77,1335,1336,1333,1334],"class_list":{"0":"post-15022","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance","8":"category-tips-finansial","9":"tag-dana-darurat","10":"tag-dana-darurat-adalah","11":"tag-fungsi-dana-darurat","12":"tag-langkah-mengumpulkan-dana-darurat","13":"tag-mengumpulkan-dana-darurat","14":"czr-hentry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Langkah Tepat Mengumpulkan Dana Darurat agar Finansial Tetap Aman<\/title>\n<meta name=\"description\" content=\"Dana darurat jadi penangkal stres kala tak punya uang untuk kebutuhan mendesak dan mendadak. 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